Knowledge Base Articles

Skandia Case Study: Pioneering Seamless Digital Wealth

The financial guidance and advice services, which constitute the life insurer’s core business, were among the first to go through the transformation. Joakim Pettersson, the digital strategy and innovation lead at Skandia, believes that digitalisation is “the only way to scale financial advisory services”.

Part III - Portfolio Construction - The Real World Analysis

In the third and the final part of our “Portfolio Construction” article series, the findings of the previous sections are applied to a broader and more realistic set of assets to evaluate the performance of the proposed methods against more conventional techniques.

Part II - Portfolio Construction - Sampling & Optimisation

The second part of the “Portfolio Construction”-series explores whether introducing parameter uncertainty to the model would improve the out-of-sample performance of the optimal portfolio. Additionally, the article proposes and tests two adjustments to regular utility optimisation.

Part I - Portfolio Construction - Parameter & Model Uncertainty

There is a number of challenges associated with portfolio construction based on historical data. This three-part article series explores some of the most common issues attributed to the model-based portfolio optimization: the sensitivity to changes in data, large variations in portfolio weights and the bad out-of-sample performance.

Blog Articles

How to build engaging and scalable digital investment management journeys?

How can banks and insurers support people, with no training in portfolio theory, to develop confidence in managing their investments? How can they make these journeys scalable? With the right tools, it’s not only possible, but also empowering. 

Seamless Finance: "Do you know where you're going to?"

Planning for a long-term goal, such as retiring in a sunny climate, can be combined with deliberate steps you are taking for practical projects like buying a house, starting a business or saving for your child’s education. Visualising how your savings and investment choices will succeed in different economic scenarios can help guide decision-making. Understanding the tax treatment of different asset classes and pension schemes is important.  Insurance options to protect against business interruption and income loss can be evaluated. There are tools available, but most are limited to one area of financial life, such as your pension, your mortgage or your insurance coverage, and few have the ability to see the big picture as well as identify individual risk preferences. 

Kidbrooke Shortlisted for This Year's Pitch 360 Competition

We are thrilled to be shortlisted for this year’s Pitch360 competition by Innovate Finance in the WealthTech category! And at this point, your vote can make all the difference in us making it to the finals! Please vote for us here, and feel free to watch our short pre-recorded pitch - it will take less than a minute of your time!

Silver linings and green shoots: a client lifecycle approach to financial planning

Now that the world is emerging from the Covid 19 pandemic, people will be making decisions on their lifestyle choices, careers, housing, education and eventual retirement. A year of working from home, for those who are not key workers, has led some individuals to contemplate a new kind of life, with better work-life balance, among other objectives. Pundits have published articles about “the future of work” and related topics. Yet these decisions must be made in the context of holistic financial planning so that the rewards, risks and tradeoffs can be fully understood. The ability to see complex financial scenarios including the “known unknowns” is usually the subject of actuaries and portfolio managers; ordinary people and the financial professionals who advise them need tools to understand their finances quickly and simply.